Optimize25 Bookkeeping (formerly True Figure)
Payroll that pays everyone on time, every time.
Payroll is the back-office job with people attached. Staff notice a mistake the same day, and the CRA notices late remittances with some of its steepest penalties. We run the full cycle: pay runs, withholding, remittances on your schedule, ROEs when someone leaves and T4s at year-end.
The full payroll cycle, every period.
From onboarding a new hire to their T4, and everything the CRA expects in between.
Pay runs & direct deposit
Weekly, bi-weekly or semi-monthly, salaried and hourly, with overtime, stat holiday and vacation pay computed the Ontario ESA way.
Withholding done right
CPP (and the second CPP tier), EI and income tax calculated per run against current-year limits, so nothing surprises anyone in February.
Remittances on schedule
Source deductions to the CRA on your remitter calendar, usually the 15th of the following month, tracked and confirmed every time.
Tips & gratuities
Controlled tips through payroll with CPP, EI and withholding; direct tips left where they belong. Set up correctly per your POS flow.
T4s, ROEs & year-end
T4s filed by the last day of February, ROEs issued on time when staff leave, and the payroll account reconciled to the books all year.
WSIB & classification
WSIB registration and premium reporting where your industry requires it, and honest contractor-vs-employee assessments before the CRA does one for you.
Withheld money is not your money.
Source deductions are trust funds held for the CRA, and late remittance penalties scale fast, up to 10% and higher for repeats. It's the one deadline category where the CRA has the least patience, and directors can be personally liable.
Our rule is simple: the remittance is calculated at the pay run, parked, and paid on schedule, every period, confirmed in your monthly report.
Read the tips & payroll guide →The questions employers actually ask.
Most new and small employers are regular remitters: due the 15th of the month after payday. Larger average remittances move you to accelerated schedules. We track your remitter type and pay on the right calendar, because late remittances draw some of the CRA's steepest penalties.
Tips your business controls, pooled card and POS tips paid through you, are generally controlled tips: CPP, EI and withholding apply, and they go on the T4. Cash handed directly to staff is a direct tip, reported by the employee. The tips guide covers the case law and setup.
The CRA weighs control, tools, subcontracting rights, financial risk and integration, not the label on the contract. Misclassification means back CPP and EI plus penalties, both shares. We flag risky arrangements early and keep documentation clean either way.
Available on any plan: pay runs, direct deposit, withholding, remittances, tips handling, ROEs and T4s.
Related reading & services.
Eight people, twenty-six pay runs,
zero missed remittances.
That's what a year of our payroll looks like. The free review checks your current setup, tips treatment and remitter schedule, findings in writing.
On a call or in person · no passwords · findings are yours either way